We're Here To Help

If you're struggling with credit-card or unsecured debt, Debt Relief Karma can connect you with a vetted debt-relief specialist for a free, no-obligation conversation. Our partner network includes BBB-accredited debt-relief companies that have helped consumers negotiate balances down — without bankruptcy. Call during the hours below to talk through your options and see how much you may be able to save.

You can also call us now at:

(800) 418-9028
Monday – Friday: 8:00am – Midnight EST
Saturday: 8:00am – 11:00pm EST
Sunday: 8:00am – 10:00pm EST

Get A Free, No-Obligation Debt Relief Consultation

Answer a few quick questions and we'll match you with a program built for your situation — in minutes.

  • Free, No-Obligation Consultation
  • Connect With BBB-Accredited Debt Relief Partners
  • No Impact To Your Credit Score To Check Eligibility
Get Started

Free Consultation

Speak with a specialist about your specific situation at no cost.

Debt Options Explained

Learn about debt relief, settlement, consolidation, and management plans.

Personal Support

Get personalized guidance on which debt solution is right for you.

Frequently Asked Questions

Is the phone consultation really free?

Yes — your initial consultation is completely free with no obligation. A specialist will help you understand your options without any pressure.

What types of debt can you help with?

Our partners can help with most unsecured debt, including credit cards, personal loans, medical bills, and more. Call to discuss your specific situation.

How quickly can I get help?

You'll be connected with a debt specialist on your call. They can assess your situation and walk you through next steps right then.

Will this affect my credit score?

Checking your eligibility through Debt Relief Karma is a soft inquiry only — there is no impact to your credit score to see your options.

Get Help Now – Free Debt Relief Hotline