Published: April 28, 2025

Updated: April 30, 2025

2 min read

Accredited Debt Relief Review

Accredited Debt Relief is a trusted debt settlement company offering customized relief solutions for individuals struggling with unsecured debt. Known for its tailored approach and transparent process, it has become one of the most recognized names in the debt relief industry. Many users ask, 'is Accredited Debt Relief legit?' — and the answer is yes, based on its accreditations and consistent customer reviews.

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Overview

Program Features

Minimum Debt Required

$10,000

Program Length

24–48 months

Fee Structure

15–25% of enrolled debt (performance-based)

Accreditations

AFCC, IAPDA, BBB A+

Credit Impact

Temporary dip possible — varies by user

Availability

Nationwide (U.S.)

Veteran Programs

Yes, eligible

Hardship Grants

Offered case-by-case through partner network

Customer Support

Phone & email

Mobile Access

Web portal (no app)

Pros & Cons

Pros

AFCC and BBB-accredited debt relief services
Custom debt settlement plans
Positive accredited debt relief reviews across platforms

Cons

No mobile app
Some programs may hurt credit initially
Not available outside the U.S.

How It Works

Wondering how does Accredited Debt Relief work? It begins with a free consultation to review your debt situation. Once you enroll, funds are deposited into a secure account while Accredited negotiates with your creditors. Once a settlement is reached, the amount is paid from your dedicated account. Only then are performance-based fees charged.

Who It's Best For

This service is ideal for those with $10,000+ in unsecured debt who need help negotiating with creditors. It works best for clients who cannot manage payments on their own and are open to a structured, multi-month program.

Frequently Asked Questions

Is Accredited Debt Relief legit?

Yes. It's fully accredited, has thousands of positive user testimonials, and doesn't charge upfront fees.

Does Accredited Debt Relief hurt your credit?

Enrolling in a settlement program may temporarily lower your credit score, but successful completion often improves your financial standing.

What makes it different from other debt relief companies?

It offers personalized consultations and negotiates directly with your creditors, tailoring every plan to your situation.

Related Reviews

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Helps users resolve $10,000+ in unsecured debt with a 2-4 year settlement timeline.

Freedom Debt Relief

Offers affordable payment plans for credit card and medical debt starting from $10,000.

Turbo Debt

Focuses on fast debt resolution with online-first services for those with $10,000+ in unsecured debt.

Matthew Collins

Financial Expert & Debt Relief Specialist

New York

Matthew specializes in debt relief strategies and financial education. With over 10 years of experience helping consumers overcome debt challenges, his practical approach has helped thousands achieve financial freedom.